New insurance for event organizers: Event accident

Europäische Reiseversicherung ERV is launching a new product for event organizers: Event Accident Insurance. The insurance protects event organizers against financial consequences in the event of an accident involving their event attendees. Especially at events with an international audience, there is an increased risk of insurance gaps for guests becoming expensive for the organizers. This is precisely where ERV's new event accident insurance comes in.

A new event accident insurance protects organizers from financial consequences in the event of an accident at an event. (Image: Unsplash.com)

Events are always associated with risks, which is why the right insurance cover is essential for event organizers. The new ERV insurance covers organizers against the risk of a visitor being injured at the event and not being sufficiently insured to cover the accident costs. In such cases, ERV covers the difference between the covered costs and the actual amount due for healthcare costs. This insurance is essential, especially in times when international guests often attend events. This is because international guests in particular often harbor the risk of individual insurance gaps.

Organization of emergency aid

An accident at an event means not only financial burdens for organizers, but also high organizational costs. To relieve organizers in such situations, event accident insurance also includes the organization of emergency assistance. In the event of an emergency, ERV's emergency center coordinates emergency personnel who take care of the affected persons on site. This also includes support with possible psychological care after an accident.

ERV's new event accident insurance includes the following:

  • For events such as corporate events, sporting events, concerts, etc.
  • Co-insurance of volunteers and other groups of persons
  • Comprehensive protection for accident risks
  • Services incl. 24-hour emergency call center
  • Incl. psychological emergency assistance
  • Protection against potential reputational damage through support in crisis communication

Individual insurance for guests from abroad

ERV also offers guest insurance to ensure that international guests do not have any gaps in cover at events in Switzerland. This protects visitors from abroad against accident and medical expenses and is even a prerequisite for obtaining a visa for Switzerland and the Schengen states for people from certain countries. Guest insurance was revised at the beginning of the year. The new features include:

  • Abolition of the maximum age: The insurance is now available for all age groups.
  • Increase in the sums insured: Greater financial security for policyholders.
  • Extension of the area of cover: valid in all Schengen states.

Source and further information: European travel insurance

This article originally appeared on m-q.ch - https://www.m-q.ch/de/neue-versicherung-fuer-veranstalter-eventunfall/

More articles on the topic