{"id":11301,"date":"2022-03-07T10:01:10","date_gmt":"2022-03-07T09:01:10","guid":{"rendered":"https:\/\/www.organisator.ch\/?p=11301"},"modified":"2022-03-14T13:43:00","modified_gmt":"2022-03-14T12:43:00","slug":"cyberversicherungen-am-limit","status":"publish","type":"post","link":"https:\/\/www.organisator.ch\/fr\/operational-excellence\/2022-03-07\/cyberversicherungen-am-limit\/","title":{"rendered":"Les cyberassurances \u00e0 la limite"},"content":{"rendered":"<figure id=\"attachment_11302\" aria-describedby=\"caption-attachment-11302\" style=\"width: 950px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-11302\" src=\"https:\/\/www.organisator.ch\/wp-content\/uploads\/2022\/02\/Organisator-Cyberversicherungen-am-Limit.jpg\" alt=\"\" width=\"950\" height=\"550\" srcset=\"https:\/\/www.organisator.ch\/wp-content\/uploads\/2022\/02\/Organisator-Cyberversicherungen-am-Limit.jpg 950w, https:\/\/www.organisator.ch\/wp-content\/uploads\/2022\/02\/Organisator-Cyberversicherungen-am-Limit-680x394.jpg 680w, https:\/\/www.organisator.ch\/wp-content\/uploads\/2022\/02\/Organisator-Cyberversicherungen-am-Limit-768x445.jpg 768w, https:\/\/www.organisator.ch\/wp-content\/uploads\/2022\/02\/Organisator-Cyberversicherungen-am-Limit-18x10.jpg 18w, https:\/\/www.organisator.ch\/wp-content\/uploads\/2022\/02\/Organisator-Cyberversicherungen-am-Limit-302x175.jpg 302w, https:\/\/www.organisator.ch\/wp-content\/uploads\/2022\/02\/Organisator-Cyberversicherungen-am-Limit-605x350.jpg 605w, https:\/\/www.organisator.ch\/wp-content\/uploads\/2022\/02\/Organisator-Cyberversicherungen-am-Limit-920x533.jpg 920w, https:\/\/www.organisator.ch\/wp-content\/uploads\/2022\/02\/Organisator-Cyberversicherungen-am-Limit-300x174.jpg 300w\" sizes=\"auto, (max-width: 950px) 100vw, 950px\" \/><figcaption id=\"caption-attachment-11302\" class=\"wp-caption-text\">Les personnes qui souscrivent maintenant une cyberassurance doivent s'attendre \u00e0 des primes plus \u00e9lev\u00e9es.<br \/>Image : ADOBESTOCK<\/figcaption><\/figure>\n<p>Les entreprises qui souhaitaient renouveler leur cyberpolice en fin d'ann\u00e9e ont d\u00fb mettre la main \u00e0 la poche. Une augmentation significative des primes, accompagn\u00e9e d'un doublement des franchises et d'une r\u00e9duction des limites, est une r\u00e9alit\u00e9 pour les cyberassurances. Pendant ce temps, la situation des sinistres ne cesse de s'aggraver. La plupart du temps, il s'agit d'attaques par ransomware, qui deviennent de plus en plus professionnelles et fr\u00e9quentes. Le mod\u00e8le commercial \"ransomware-as-a-service\" se d\u00e9veloppe constamment : d'une part, les agresseurs chiffrent les syst\u00e8mes actifs et, si possible, les sauvegardes. D'autre part, ils volent des donn\u00e9es confidentielles ou des donn\u00e9es personnelles dignes de protection afin de pouvoir exercer une pression suppl\u00e9mentaire (double extorsion). Ils veulent ainsi mettre \u00e0 genoux les entreprises attaqu\u00e9es et inciter les d\u00e9cideurs \u00e0 payer la ran\u00e7on. La demande individuelle de ran\u00e7on est adapt\u00e9e aux possibilit\u00e9s financi\u00e8res de l'entreprise attaqu\u00e9e, mais l'exp\u00e9rience montre qu'elle peut \u00eatre n\u00e9goci\u00e9e \u00e0 la baisse.<\/p>\n<h2>Exigences en mati\u00e8re de cybers\u00e9curit\u00e9 pour la couverture d'assurance<\/h2>\n<p>En r\u00e9ponse \u00e0 la nette augmentation des dommages, les assureurs formulent d\u00e9sormais des exigences concr\u00e8tes en mati\u00e8re de cybers\u00e9curit\u00e9. Les entreprises doivent imp\u00e9rativement y r\u00e9pondre si elles veulent conclure une cyberpolice s\u00e9rieuse. Les principales exigences en mati\u00e8re de cybers\u00e9curit\u00e9 sont les suivantes :<\/p>\n<ol>\n<li>Transparence de tous les actifs (syst\u00e8mes informatiques et donn\u00e9es trait\u00e9es)<\/li>\n<li>Authentification multi-facteurs pour tout acc\u00e8s \u00e0 distance (par ex. depuis le bureau \u00e0 domicile) aux syst\u00e8mes informatiques<\/li>\n<li>Mots de passe forts (longueur et complexit\u00e9)<\/li>\n<li>Sensibilisation annuelle des collaborateurs \u00e0 la s\u00e9curit\u00e9 de l'information et aux cyber-risques, combin\u00e9e \u00e0 une simulation d'attaque par hame\u00e7onnage.<\/li>\n<li>Segmentation stricte du r\u00e9seau de la technologie op\u00e9rationnelle et\/ou des syst\u00e8mes patrimoniaux, ainsi que selon des crit\u00e8res g\u00e9ographiques ou organisationnels.<\/li>\n<li>Gestion continue et r\u00e9active des correctifs (surveillance des vuln\u00e9rabilit\u00e9s, installation de correctifs critiques dans les 72 heures)<\/li>\n<li>Strat\u00e9gie de sauvegarde solide (selon la r\u00e8gle 3-2-1 et une sauvegarde hors ligne ou autonome dans le nuage pour les incidents li\u00e9s aux ransomwares)<\/li>\n<li>Plan de reprise d'activit\u00e9 document\u00e9 et exerc\u00e9 chaque ann\u00e9e (y compris les r\u00e9cup\u00e9rations de sauvegarde)<\/li>\n<li>Pour les grandes entreprises \u00e0 vocation internationale : Des normes de cybers\u00e9curit\u00e9 uniformes pour toutes les filiales<\/li>\n<\/ol>\n<h2>Restrictions de couverture<\/h2>\n<p>Une \u00e9volution importante dans le transfert des cyber-risques est que de plus en plus d'assureurs limitent massivement l'\u00e9tendue de la couverture en rapport avec les dommages caus\u00e9s par les ransomwares. Cela s'explique par la fr\u00e9quence \u00e9lev\u00e9e des incidents li\u00e9s aux ransomwares. Par cons\u00e9quent, certains assureurs ne proposent aucune couverture pour cette tactique d'attaque ou ce programme malveillant. D'autres limitent leurs prestations \u00e0 un maximum de 50% de la somme assur\u00e9e ou font participer le preneur d'assurance \u00e0 de tels incidents. Sporadiquement, lors de la conclusion de l'assurance, les dommages caus\u00e9s par des vuln\u00e9rabilit\u00e9s critiques devenues publiques, comme Microsoft Exchange ou Log4Shell, sont \u00e9galement exclus de l'\u00e9tendue de la couverture.<\/p>\n<h2>Augmentation des primes d'assurance<\/h2>\n<p>Les primes de cyberassurance ont subi une correction ces derni\u00e8res ann\u00e9es en raison de l'augmentation constante des menaces et des sinistres. Lors du renouvellement d'une cyberassurance, des majorations de primes de 50-100% sont courantes. Apr\u00e8s des sinistres importants, un quadruplement de la prime peut \u00e9galement \u00eatre appliqu\u00e9. En outre, certains assureurs ont introduit des primes minimales afin de mieux contr\u00f4ler les sinistres fr\u00e9quents dans leurs livres. Des compagnies d'assurance ont \u00e9galement annonc\u00e9 des adaptations de strat\u00e9gie pour les cyberassurances pour 2022. Une stabilisation du march\u00e9 ne semble donc pas \u00e0 port\u00e9e de main.<\/p>\n<h2>Auteur<\/h2>\n<p>Max Keller est responsable du Funk Risk Lab chez Funk Insurance Brokers AG<br \/>\n&gt; <a href=\"https:\/\/www.funk-gruppe.ch\/de\/\">www.funk-gruppe.ch<\/a><\/p>\n<p>&nbsp;<\/p>\n<blockquote>\n<h2>Un plan en 10 points pour faire face \u00e0 une cyber-urgence<\/h2>\n<p>Une cyberattaque est aujourd'hui plus probable que jamais. Des \u00e9tudes men\u00e9es par le fournisseur de services de s\u00e9curit\u00e9 informatique Sophos, telles que \"The State of Ransomware 2021\", montrent qu'au niveau international, 37 % des entreprises interrog\u00e9es ont \u00e9t\u00e9 touch\u00e9es par un ransomware. Si les ransomwares ont probablement caus\u00e9 les dommages les plus d\u00e9vastateurs au cours des derni\u00e8res ann\u00e9es, ils sont loin d'\u00eatre le seul type de malware pouvant entra\u00eener de graves probl\u00e8mes pour les entreprises. Un plan de r\u00e9ponse aux incidents bien pr\u00e9par\u00e9 et bien pens\u00e9, que toutes les parties concern\u00e9es de l'entreprise peuvent mettre en \u0153uvre imm\u00e9diatement, peut consid\u00e9rablement att\u00e9nuer les cons\u00e9quences d'une cyberattaque. Les experts de Sophos Labs ont donc \u00e9labor\u00e9, sur la base de leur exp\u00e9rience, le plan en 10 points suivant pour faire face \u00e0 un cyber-sinistre :<\/p>\n<ol>\n<li>D\u00e9finir toutes les parties prenantes et les personnes concern\u00e9es<\/li>\n<li>Identifier les ressources critiques<\/li>\n<li>S'entra\u00eener et jouer des sc\u00e9narios d'urgence<\/li>\n<li>D\u00e9ployer des outils de s\u00e9curit\u00e9<\/li>\n<li>Assurer une transparence maximale<\/li>\n<li>Mettre en place un contr\u00f4le d'acc\u00e8s<\/li>\n<li>Investir dans des outils d'analyse<\/li>\n<li>D\u00e9finir des mesures de r\u00e9action en cas de cyber-urgence<\/li>\n<li>Organiser des formations de sensibilisation<\/li>\n<li>Faire appel \u00e0 des services de s\u00e9curit\u00e9 g\u00e9r\u00e9s<\/li>\n<\/ol>\n<p>&gt;source : <a href=\"https:\/\/www.sophos.com\/en-us\">www.sophos.com<\/a><\/p><\/blockquote>\n<p>&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>Unternehmen, die ihre Cyber-Police zum Jahreswechsel erneuern wollten, mussten tief in die Tasche greifen. Eine deutliche Erh\u00f6hung von Pr\u00e4mien bei gleichzeitiger Verdopplung der Selbstbehalte und Reduzierung der Limiten ist bei Cyberversicherungen Realit\u00e4t. Die Schadenssituation spitzt sich w\u00e4hrenddessen immer weiter zu. Meist handelt es sich dabei um Ransomware-Attacken, die stets professioneller und frequentierter werden. Das Gesch\u00e4ftsmodell [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":11302,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_yoast_wpseo_focuskw":"Cyberversicherungen","_yoast_wpseo_metadesc":"Bei vielen Cyberversicherungen wurde die Zeichnungspolitik mehrfach versch\u00e4rft. Der Transfer von Cyberrisiken wird zur Herausforderung.","articlekey":"","footnotes":""},"categories":[582],"tags":[2649,2731,609],"class_list":["post-11301","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-operational-excellence","tag-ausgabe-1-2-2022","tag-cyberversicherungen","tag-risk-management"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Cyberversicherungen am Limit - Organisator<\/title>\n<meta name=\"description\" content=\"Bei vielen Cyberversicherungen wurde die Zeichnungspolitik mehrfach versch\u00e4rft. Der Transfer von Cyberrisiken wird zur Herausforderung.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.organisator.ch\/fr\/excellence-operationnelle\/2022-03-07\/cyberversicherungen-am-limit\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cyberversicherungen am Limit\" \/>\n<meta property=\"og:description\" content=\"Bei vielen Cyberversicherungen wurde die Zeichnungspolitik mehrfach versch\u00e4rft. Der Transfer von Cyberrisiken wird zur Herausforderung.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.organisator.ch\/fr\/excellence-operationnelle\/2022-03-07\/cyberversicherungen-am-limit\/\" \/>\n<meta property=\"og:site_name\" content=\"Organisator\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/OrganisatorFachmagazin\" \/>\n<meta property=\"article:published_time\" content=\"2022-03-07T09:01:10+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-03-14T12:43:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.organisator.ch\/wp-content\/uploads\/2022\/02\/Organisator-Cyberversicherungen-am-Limit.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"950\" \/>\n\t<meta property=\"og:image:height\" content=\"550\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"#Cyberversicherungen am Limit\" \/>\n<meta name=\"twitter:description\" content=\"Bei vielen #Cyberversicherungen wurde die #Zeichnungspolitik mehrfach versch\u00e4rft. Der Transfer von #Cyberrisiken wird zur Herausforderung.\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/www.organisator.ch\/wp-content\/uploads\/2022\/02\/Organisator-Cyberversicherungen-am-Limit.jpg\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.organisator.ch\\\/operational-excellence\\\/2022-03-07\\\/cyberversicherungen-am-limit\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.organisator.ch\\\/operational-excellence\\\/2022-03-07\\\/cyberversicherungen-am-limit\\\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\\\/\\\/www.organisator.ch\\\/#\\\/schema\\\/person\\\/aa2bace6c5c5aad60102004a50c4eb1c\"},\"headline\":\"Cyberversicherungen am Limit\",\"datePublished\":\"2022-03-07T09:01:10+00:00\",\"dateModified\":\"2022-03-14T12:43:00+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.organisator.ch\\\/operational-excellence\\\/2022-03-07\\\/cyberversicherungen-am-limit\\\/\"},\"wordCount\":675,\"publisher\":{\"@id\":\"https:\\\/\\\/www.organisator.ch\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.organisator.ch\\\/operational-excellence\\\/2022-03-07\\\/cyberversicherungen-am-limit\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.organisator.ch\\\/wp-content\\\/uploads\\\/2022\\\/02\\\/Organisator-Cyberversicherungen-am-Limit.jpg\",\"keywords\":[\"Ausgabe 1-2\\\/2022\",\"Cyberversicherungen\",\"Risk Management\"],\"articleSection\":[\"OPERATIONAL EXCELLENCE\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.organisator.ch\\\/operational-excellence\\\/2022-03-07\\\/cyberversicherungen-am-limit\\\/\",\"url\":\"https:\\\/\\\/www.organisator.ch\\\/operational-excellence\\\/2022-03-07\\\/cyberversicherungen-am-limit\\\/\",\"name\":\"Cyberversicherungen am Limit - Organisator\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.organisator.ch\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.organisator.ch\\\/operational-excellence\\\/2022-03-07\\\/cyberversicherungen-am-limit\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.organisator.ch\\\/operational-excellence\\\/2022-03-07\\\/cyberversicherungen-am-limit\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.organisator.ch\\\/wp-content\\\/uploads\\\/2022\\\/02\\\/Organisator-Cyberversicherungen-am-Limit.jpg\",\"datePublished\":\"2022-03-07T09:01:10+00:00\",\"dateModified\":\"2022-03-14T12:43:00+00:00\",\"description\":\"Bei vielen Cyberversicherungen wurde die Zeichnungspolitik mehrfach versch\u00e4rft. Der Transfer von Cyberrisiken wird zur Herausforderung.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.organisator.ch\\\/operational-excellence\\\/2022-03-07\\\/cyberversicherungen-am-limit\\\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.organisator.ch\\\/operational-excellence\\\/2022-03-07\\\/cyberversicherungen-am-limit\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/www.organisator.ch\\\/operational-excellence\\\/2022-03-07\\\/cyberversicherungen-am-limit\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.organisator.ch\\\/wp-content\\\/uploads\\\/2022\\\/02\\\/Organisator-Cyberversicherungen-am-Limit.jpg\",\"contentUrl\":\"https:\\\/\\\/www.organisator.ch\\\/wp-content\\\/uploads\\\/2022\\\/02\\\/Organisator-Cyberversicherungen-am-Limit.jpg\",\"width\":950,\"height\":550,\"caption\":\"Wer jetzt eine Cyberversicherung abschliesst, muss mit h\u00f6heren Pr\u00e4mien rechnen. Bild: ADOBESTOCK\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.organisator.ch\\\/operational-excellence\\\/2022-03-07\\\/cyberversicherungen-am-limit\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.organisator.ch\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Cyberversicherungen am Limit\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.organisator.ch\\\/#website\",\"url\":\"https:\\\/\\\/www.organisator.ch\\\/\",\"name\":\"Organisator\",\"description\":\"Kompetent. Praxisnah. Der ORGANISATOR bereitet in 10 Ausgaben pro Jahr die wesentlichen Themen f\u00fcr F\u00fchrungskr\u00e4fte von KMU auf.\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.organisator.ch\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.organisator.ch\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.organisator.ch\\\/#organization\",\"name\":\"Organisator\",\"url\":\"https:\\\/\\\/www.organisator.ch\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/www.organisator.ch\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.organisator.ch\\\/wp-content\\\/uploads\\\/2022\\\/01\\\/Logo_Organisator_Website.png\",\"contentUrl\":\"https:\\\/\\\/www.organisator.ch\\\/wp-content\\\/uploads\\\/2022\\\/01\\\/Logo_Organisator_Website.png\",\"width\":800,\"height\":77,\"caption\":\"Organisator\"},\"image\":{\"@id\":\"https:\\\/\\\/www.organisator.ch\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/OrganisatorFachmagazin\",\"https:\\\/\\\/www.linkedin.com\\\/showcase\\\/organisator-das-magazin-fr-kmu\",\"https:\\\/\\\/www.xing.com\\\/news\\\/pages\\\/organisator-ch-695\",\"https:\\\/\\\/www.youtube.com\\\/channel\\\/UCGP2Sq0iWaZwT3BdIAQFYpw\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.organisator.ch\\\/#\\\/schema\\\/person\\\/aa2bace6c5c5aad60102004a50c4eb1c\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/ae2f4d718e6c49043e314ce431e7e645d646302a24a5ef5a8bc8e3f5a032e319?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/ae2f4d718e6c49043e314ce431e7e645d646302a24a5ef5a8bc8e3f5a032e319?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/ae2f4d718e6c49043e314ce431e7e645d646302a24a5ef5a8bc8e3f5a032e319?s=96&d=mm&r=g\",\"caption\":\"admin\"},\"sameAs\":[\"https:\\\/\\\/www.organisator.ch\"],\"url\":\"https:\\\/\\\/www.organisator.ch\\\/fr\\\/author\\\/admin\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Les cyberassurances \u00e0 la limite - Organisateur","description":"Pour de nombreuses cyberassurances, la politique de souscription a \u00e9t\u00e9 durcie \u00e0 plusieurs reprises. Le transfert des cyber-risques devient un d\u00e9fi.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.organisator.ch\/fr\/excellence-operationnelle\/2022-03-07\/cyberversicherungen-am-limit\/","og_locale":"fr_FR","og_type":"article","og_title":"Cyberversicherungen am Limit","og_description":"Bei vielen Cyberversicherungen wurde die Zeichnungspolitik mehrfach versch\u00e4rft. Der Transfer von Cyberrisiken wird zur Herausforderung.","og_url":"https:\/\/www.organisator.ch\/fr\/excellence-operationnelle\/2022-03-07\/cyberversicherungen-am-limit\/","og_site_name":"Organisator","article_publisher":"https:\/\/www.facebook.com\/OrganisatorFachmagazin","article_published_time":"2022-03-07T09:01:10+00:00","article_modified_time":"2022-03-14T12:43:00+00:00","og_image":[{"width":950,"height":550,"url":"https:\/\/www.organisator.ch\/wp-content\/uploads\/2022\/02\/Organisator-Cyberversicherungen-am-Limit.jpg","type":"image\/jpeg"}],"author":"admin","twitter_card":"summary_large_image","twitter_title":"#Cyberversicherungen am Limit","twitter_description":"Bei vielen #Cyberversicherungen wurde die #Zeichnungspolitik mehrfach versch\u00e4rft. Der Transfer von #Cyberrisiken wird zur Herausforderung.","twitter_image":"https:\/\/www.organisator.ch\/wp-content\/uploads\/2022\/02\/Organisator-Cyberversicherungen-am-Limit.jpg","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.organisator.ch\/operational-excellence\/2022-03-07\/cyberversicherungen-am-limit\/#article","isPartOf":{"@id":"https:\/\/www.organisator.ch\/operational-excellence\/2022-03-07\/cyberversicherungen-am-limit\/"},"author":{"name":"admin","@id":"https:\/\/www.organisator.ch\/#\/schema\/person\/aa2bace6c5c5aad60102004a50c4eb1c"},"headline":"Cyberversicherungen am Limit","datePublished":"2022-03-07T09:01:10+00:00","dateModified":"2022-03-14T12:43:00+00:00","mainEntityOfPage":{"@id":"https:\/\/www.organisator.ch\/operational-excellence\/2022-03-07\/cyberversicherungen-am-limit\/"},"wordCount":675,"publisher":{"@id":"https:\/\/www.organisator.ch\/#organization"},"image":{"@id":"https:\/\/www.organisator.ch\/operational-excellence\/2022-03-07\/cyberversicherungen-am-limit\/#primaryimage"},"thumbnailUrl":"https:\/\/www.organisator.ch\/wp-content\/uploads\/2022\/02\/Organisator-Cyberversicherungen-am-Limit.jpg","keywords":["Ausgabe 1-2\/2022","Cyberversicherungen","Risk Management"],"articleSection":["OPERATIONAL EXCELLENCE"],"inLanguage":"fr-FR"},{"@type":"WebPage","@id":"https:\/\/www.organisator.ch\/operational-excellence\/2022-03-07\/cyberversicherungen-am-limit\/","url":"https:\/\/www.organisator.ch\/operational-excellence\/2022-03-07\/cyberversicherungen-am-limit\/","name":"Les cyberassurances \u00e0 la limite - Organisateur","isPartOf":{"@id":"https:\/\/www.organisator.ch\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.organisator.ch\/operational-excellence\/2022-03-07\/cyberversicherungen-am-limit\/#primaryimage"},"image":{"@id":"https:\/\/www.organisator.ch\/operational-excellence\/2022-03-07\/cyberversicherungen-am-limit\/#primaryimage"},"thumbnailUrl":"https:\/\/www.organisator.ch\/wp-content\/uploads\/2022\/02\/Organisator-Cyberversicherungen-am-Limit.jpg","datePublished":"2022-03-07T09:01:10+00:00","dateModified":"2022-03-14T12:43:00+00:00","description":"Pour de nombreuses cyberassurances, la politique de souscription a \u00e9t\u00e9 durcie \u00e0 plusieurs reprises. Le transfert des cyber-risques devient un d\u00e9fi.","breadcrumb":{"@id":"https:\/\/www.organisator.ch\/operational-excellence\/2022-03-07\/cyberversicherungen-am-limit\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.organisator.ch\/operational-excellence\/2022-03-07\/cyberversicherungen-am-limit\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.organisator.ch\/operational-excellence\/2022-03-07\/cyberversicherungen-am-limit\/#primaryimage","url":"https:\/\/www.organisator.ch\/wp-content\/uploads\/2022\/02\/Organisator-Cyberversicherungen-am-Limit.jpg","contentUrl":"https:\/\/www.organisator.ch\/wp-content\/uploads\/2022\/02\/Organisator-Cyberversicherungen-am-Limit.jpg","width":950,"height":550,"caption":"Wer jetzt eine Cyberversicherung abschliesst, muss mit h\u00f6heren Pr\u00e4mien rechnen. Bild: ADOBESTOCK"},{"@type":"BreadcrumbList","@id":"https:\/\/www.organisator.ch\/operational-excellence\/2022-03-07\/cyberversicherungen-am-limit\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.organisator.ch\/"},{"@type":"ListItem","position":2,"name":"Cyberversicherungen am Limit"}]},{"@type":"WebSite","@id":"https:\/\/www.organisator.ch\/#website","url":"https:\/\/www.organisator.ch\/","name":"Organisateur","description":"Comp\u00e9tence et comp\u00e9tence. Proches de la pratique. L'ORGANISATEUR pr\u00e9pare 10 num\u00e9ros par an sur les th\u00e8mes essentiels pour les dirigeants de PME.","publisher":{"@id":"https:\/\/www.organisator.ch\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.organisator.ch\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/www.organisator.ch\/#organization","name":"Organisateur","url":"https:\/\/www.organisator.ch\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.organisator.ch\/#\/schema\/logo\/image\/","url":"https:\/\/www.organisator.ch\/wp-content\/uploads\/2022\/01\/Logo_Organisator_Website.png","contentUrl":"https:\/\/www.organisator.ch\/wp-content\/uploads\/2022\/01\/Logo_Organisator_Website.png","width":800,"height":77,"caption":"Organisator"},"image":{"@id":"https:\/\/www.organisator.ch\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/OrganisatorFachmagazin","https:\/\/www.linkedin.com\/showcase\/organisator-das-magazin-fr-kmu","https:\/\/www.xing.com\/news\/pages\/organisator-ch-695","https:\/\/www.youtube.com\/channel\/UCGP2Sq0iWaZwT3BdIAQFYpw"]},{"@type":"Person","@id":"https:\/\/www.organisator.ch\/#\/schema\/person\/aa2bace6c5c5aad60102004a50c4eb1c","name":"admin","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/secure.gravatar.com\/avatar\/ae2f4d718e6c49043e314ce431e7e645d646302a24a5ef5a8bc8e3f5a032e319?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/ae2f4d718e6c49043e314ce431e7e645d646302a24a5ef5a8bc8e3f5a032e319?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/ae2f4d718e6c49043e314ce431e7e645d646302a24a5ef5a8bc8e3f5a032e319?s=96&d=mm&r=g","caption":"admin"},"sameAs":["https:\/\/www.organisator.ch"],"url":"https:\/\/www.organisator.ch\/fr\/author\/admin\/"}]}},"_links":{"self":[{"href":"https:\/\/www.organisator.ch\/fr\/wp-json\/wp\/v2\/posts\/11301","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.organisator.ch\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.organisator.ch\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.organisator.ch\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.organisator.ch\/fr\/wp-json\/wp\/v2\/comments?post=11301"}],"version-history":[{"count":3,"href":"https:\/\/www.organisator.ch\/fr\/wp-json\/wp\/v2\/posts\/11301\/revisions"}],"predecessor-version":[{"id":12050,"href":"https:\/\/www.organisator.ch\/fr\/wp-json\/wp\/v2\/posts\/11301\/revisions\/12050"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.organisator.ch\/fr\/wp-json\/wp\/v2\/media\/11302"}],"wp:attachment":[{"href":"https:\/\/www.organisator.ch\/fr\/wp-json\/wp\/v2\/media?parent=11301"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.organisator.ch\/fr\/wp-json\/wp\/v2\/categories?post=11301"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.organisator.ch\/fr\/wp-json\/wp\/v2\/tags?post=11301"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}