{"id":6677,"date":"2020-05-08T09:16:54","date_gmt":"2020-05-08T07:16:54","guid":{"rendered":"https:\/\/www.organisator.ch\/?p=6677"},"modified":"2020-05-08T09:16:54","modified_gmt":"2020-05-08T07:16:54","slug":"haertefaelle-beantragen-kaum-covid-19-kredite","status":"publish","type":"post","link":"https:\/\/www.organisator.ch\/fr\/management\/2020-05-08\/haertefaelle-beantragen-kaum-covid-19-kredite\/","title":{"rendered":"Les personnes en difficult\u00e9 ne demandent gu\u00e8re de cr\u00e9dits Covid 19"},"content":{"rendered":"
\"\"
M\u00eame si la banque disait oui : Toutes les PME ne font pas appel aux cr\u00e9dits Covid 19. (Image : Pixabay.com)<\/figcaption><\/figure>\n

La crise Corona pose des d\u00e9fis existentiels aux PME en Suisse. 33 pour cent des PME ont subi une baisse de chiffre d'affaires de plus de 75 pour cent en avril 2020 et 14,4 pour cent s'attendent \u00e0 une faillite dans les six prochains mois en raison de Corona. C'est ce que montre le deuxi\u00e8me Enqu\u00eate de GRYPS Portail d'offres<\/a> sur les cons\u00e9quences \u00e9conomiques de la crise Corona sur les petites et moyennes entreprises en Suisse. Celle-ci a \u00e9t\u00e9 r\u00e9alis\u00e9e en ligne les 5 et 6 mai 2020, 140 PME y ont particip\u00e9. Parmi elles, la plupart sont des petites entreprises comptant jusqu'\u00e0 50 employ\u00e9s.<\/p>\n

Peu de pr\u00eats Covid 19 accord\u00e9s par des PME vuln\u00e9rables<\/h2>\n

Fait marquant : 80% des PME interrog\u00e9es qui craignent de faire faillite en raison de la situation actuelle n'ont pas demand\u00e9 de cr\u00e9dit de transition Covid 19. La plupart des entreprises qui craignent la faillite appartiennent \u00e0 la cat\u00e9gorie de 1 \u00e0 10 employ\u00e9s et sont actives dans le secteur des services et de la restauration. \"Il s'av\u00e8re que ce sont justement les plus petites entreprises de services et de restauration qui ne se sentent pas en mesure de rembourser un cr\u00e9dit. C'est l\u00e0 qu'une vague massive de faillites va d\u00e9ferler\", explique Gaby St\u00e4heli, co-CEO de GRYPS Offertenportal.<\/p>\n

Autres r\u00e9sultats dans l'enqu\u00eate<\/h2>\n

Par rapport au mois pr\u00e9c\u00e9dent, on constate une l\u00e9g\u00e8re diminution des licenciements. Alors qu'en mars, 15 pour cent des licenciements \u00e9taient pr\u00e9vus ou d\u00e9j\u00e0 ex\u00e9cut\u00e9s, ce chiffre est tomb\u00e9 \u00e0 12 pour cent en avril. Au total, 35 pour cent des PME interrog\u00e9es ont demand\u00e9 un cr\u00e9dit. Mais 12 pour cent d'entre elles n'ont pas encore eu recours au cr\u00e9dit de transition. 65 pour cent des PME n'ont pas encore demand\u00e9 de cr\u00e9dit de transition. Et en ce qui concerne les r\u00e9ductions de loyer, 12,6% ont pu se mettre d'accord sur un report ou une r\u00e9duction temporaire du loyer, 7,5% pr\u00e9voient encore de le faire. Il est int\u00e9ressant de noter que l'analyse des donn\u00e9es a r\u00e9v\u00e9l\u00e9 que les PME qui craignent la faillite ne se trouvent pas dans ces deux cat\u00e9gories.<\/p>\n

Avec un peu plus de 55 %, une majorit\u00e9 de PME pense que la crise va durer jusqu'en 2021 et s'intensifier par la suite. Pr\u00e8s de 27% d'entre elles estiment qu'une crise s'\u00e9tendant sur plusieurs ann\u00e9es est probable. Seuls un peu plus de 18% pensent qu'avec l'ouverture, l'\u00e9conomie retrouvera rapidement son niveau d'avant Corona.<\/p>\n

Les exp\u00e9riences de travail \u00e0 domicile restent<\/h2>\n

21 % des PME interrog\u00e9es ont maintenant introduit le travail \u00e0 domicile pour la premi\u00e8re fois et veulent continuer \u00e0 le proposer \u00e0 leurs collaborateurs \u00e0 l'avenir. Et une majorit\u00e9 des PME interrog\u00e9es ont introduit de nouvelles formes de communication comme la collaboration en ligne et la vid\u00e9oconf\u00e9rence. 8 % ont compl\u00e9t\u00e9 leur portefeuille de produits et 4 % se sont lanc\u00e9es dans le commerce \u00e9lectronique.<\/p>","protected":false},"excerpt":{"rendered":"

Die Corona-Krise stellt KMU in der Schweiz vor existenzielle Herausforderungen. 33 Prozent der KMU haben im April 2020 einen Umsatzr\u00fcckgang von mehr als 75 Prozent hinnehmen m\u00fcssen und 14,4 Prozent rechnen Corona-bedingt in den n\u00e4chsten 6 Monaten mit einem Konkurs. Dies zeigt die zweite Umfrage von GRYPS Offertenportal zu den wirtschaftlichen Auswirkungen der Corona-Krise auf […]<\/p>\n","protected":false},"author":4,"featured_media":6678,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_yoast_wpseo_focuskw":"Covid-19-Kredite","_yoast_wpseo_metadesc":"Eine neue KMU-Umfrage zeigt: 14,4 Prozent rechnen mit einem Konkurs. Dennoch beantragen gerade H\u00e4rtef\u00e4lle keine Covid-19-Kredite.","articlekey":"","footnotes":""},"categories":[28],"tags":[202,487,492,508],"class_list":["post-6677","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-management","tag-finanzenrecht","tag-umfrage","tag-unternehmen","tag-vermischtes"],"acf":[],"yoast_head":"\nH\u00e4rtef\u00e4lle beantragen kaum Covid-19-Kredite - Organisator<\/title>\n<meta name=\"description\" content=\"Eine neue KMU-Umfrage zeigt: 14,4 Prozent rechnen mit einem Konkurs. 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