{"id":17001,"date":"2022-09-21T13:32:22","date_gmt":"2022-09-21T11:32:22","guid":{"rendered":"https:\/\/www.organisator.ch\/?p=17001"},"modified":"2022-09-21T13:32:22","modified_gmt":"2022-09-21T11:32:22","slug":"neue-lifestyles-erhoehen-vorsorgeluecken","status":"publish","type":"post","link":"https:\/\/www.organisator.ch\/it\/management\/finanzen_recht\/2022-09-21\/neue-lifestyles-erhoehen-vorsorgeluecken\/","title":{"rendered":"I nuovi stili di vita aumentano il divario pensionistico"},"content":{"rendered":"
\"\"
Giovani, alla moda e con un lavoro flessibile: sono necessarie soluzioni di risparmio individuali per evitare lacune pensionistiche. (Immagine: Pixabay.com)<\/figcaption><\/figure>\n

\u00c8 risaputo che per gli svizzeri le prestazioni pensionistiche del 1\u00b0 e del 2\u00b0 pilastro non saranno sufficienti a mantenere il tenore di vita durante la pensione. \u00c8 qui che il 3\u00b0 pilastro si rivela utile per i risparmi garantiti o per gli investimenti in fondi d'investimento. Ma queste non possono essere adattate a piacimento alla situazione di vita attuale. Il fatto \u00e8, tuttavia, che viviamo la nostra vita sempre meno nello stesso stile fino all'et\u00e0 della pensione. Con una soluzione pensionistica modulare, il Groupe Mutuel promette ora di pianificare il pensionamento individuale in modo semplice e flessibile e di ammortizzare le lacune pensionistiche.<\/p>\n

Per fornire ai propri clienti un supporto ottimale al risparmio, il Groupe Mutuel ha quindi sviluppato un nuovo prodotto che consente loro di adattare facilmente i piani di investimento all'evoluzione dei propri obiettivi di rendimento. Non c'\u00e8 nulla di definitivo quando viene stipulato un contratto del 3\u00b0 pilastro. Se, ad esempio, i giovani professionisti hanno iniziato il loro contratto assicurativo con un risparmio garantito, in un secondo momento possono certamente assumersi un rischio maggiore, in funzione del loro sviluppo professionale, e investire in una soluzione con prospettive di rendimento pi\u00f9 elevate. Gli assicurati hanno quindi il libero controllo sulla distribuzione dei loro premi. Possono inoltre scegliere una copertura di rischio aggiuntiva in base alla propria situazione. Ad esempio, un capitale in caso di morte, una rendita o l'esonero dal pagamento dei premi in caso di invalidit\u00e0. Il Groupe Mutuel indica i versamenti supplementari, la sospensione del pagamento dei premi per un massimo di tre anni e la conversione del capitale investito in quote del fondo in un saldo di risparmio garantito negli ultimi anni del contratto come ulteriori vantaggi che sono sinonimo di grande flessibilit\u00e0 e sicurezza.<\/p>\n

Ulteriori informazioni: Gruppo Mutuel<\/a><\/em><\/p>","protected":false},"excerpt":{"rendered":"

Es ist allgemein bekannt, dass f\u00fcr Schweizerinnen und Schweizer die Vorsorgeleistungen der 1. und 2. S\u00e4ule nicht ausreichen werden, um den Lebensstandard im Rentenalter zu halten. Da hilft die 3. S\u00e4ule f\u00fcr garantiertes Sparen oder mit Investitionen in Anlagefonds. Doch diese lassen sich nicht beliebig an die aktuelle Lebenssituation anpassen. Fakt ist jedoch, dass wir […]<\/p>\n","protected":false},"author":4,"featured_media":17002,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_yoast_wpseo_focuskw":"Vorsorgel\u00fccken","_yoast_wpseo_metadesc":"Die Vorsorge ganz individuell zu planen ist f\u00fcr viele m\u00fchselig. Insbesondere junge Menschen verdr\u00e4ngen dies oft. 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